Hello, My name is Roland Kedikian. I am a California licensed attorney and I help individuals like you file for personal bankruptcy. I only practice in bankruptcy and I focus only on folks like you who are looking to file personal or small business bankruptcy.
There are 2 main chapters which individuals may file seek bankruptcy protection. Chapter 7 and chapter 13.
Chapter 7 bankruptcy entitles you to a fresh start. Chapter 7 may eliminate many kinds of unsecured debt such as credit cards, medical bills, most personal loans, judgments resulting in car accidents and deficiencies on repossessed vehicles and many other obligations.
In addition to getting rid of your debt, Chapter 7 allows you to typically keep all your property including your car and home as long as the payments are current and there is no significant equity in your property or the amount of equity is exempt under the relevant statutes.
If you want to keep your car or home, we can make arrangements to reaffirm the debt and keep your property. Additionally you will get to keep most of your personal belongings, and most importantly eliminate your debt.
That is the purpose of chapter 7 bankruptcy. Its to give you a chance to start rebuild your credit, buy a home, save for your retirement, save for your children’s education and get a fresh start. We can make that happen for you. Call now and ask to speak with me personally.